First Guardian Defensive Strategies Class


Target Market Determination (TMD)
The First Guardian Defensive Strategies Class is a diversified investment option focused on providing absolute returns. The Class provides exposure to a number of underlying funds consisting predominately of income assets along with Australian Shares and Australian Property. The Defensive Strategies Class aims to provide an attractive return to investors who prefer a lower risk band. The Class aims to outperform the 3-year trailing average annual rate of Australia’s Consumer Price Index (CPI) by 2% p.a. over rolling 3-to-5-year periods.

First Guardian Diversified Strategies Class


Target Market Determination (TMD)
The First Guardian Diversified Strategies Class is a diversified investment option focused on providing absolute returns. The Class provides exposure to a number of underlying funds consisting of a mix of growth assets such as Australian shares, alternative assets and property, along with fixed income assets and other income producing securities. The Diversified Strategies Class aims to provide attractive returns within a medium risk band. The Class aims to outperform the 3-year trailing average annual rate of Australia’s Consumer Price Index (CPI) by 3.5% p.a. over rolling 3-to-5-year periods.

First Guardian Growth Strategies Class


Target Market Determination (TMD)
The First Guardian Growth Strategies Class is a diversified investment option focused on providing absolute returns. The Class provides exposure to a number of underlying funds consisting of predominately growth assets such as Australian and International shares, alternative assets and property, along with assets such as fixed income and other income producing securities. The Growth Strategies Class aims to provide attractive returns to investors with a higher risk tolerance. The Class aims to outperform the 3-year trailing average annual rate of Australia’s Consumer Price Index (CPI) by 5% p.a. over rolling 3-to-5-year periods.

First Guardian Australian Development Fund


Target Market Determination (TMD)
The Australian Development fund seeks to provide a return that is reflective of the Australian Property development sector. The Fund will invest in property development projects that span both the retail and commercial property sectors. The fund will generate income through the development, and eventual sale of projects. The Fund aims to provide an 11% to 15% p.a return on an after-fee basis.

First Guardian Emerging Companies Fund


Target Market Determination (TMD)
The Emerging Companies Fund applies a core-satellite strategy, where it will invest into the shares of around 30 to 40 emerging companies (known as microcap securities) listed on the ASX. As part of the Funds investment strategy, it will from time to time participate in initial public offerings (IPOs). The term microcap refers to the stock of public companies that have a market capitalisation of below $500 million.

First Guardian Pan Asia Fund


Target Market Determination (TMD)
The Pan Asia Fund aims to produce consistent returns regardless of market conditions, with a strong emphasis on preservation of capital. The fund will seek to provide capital growth over the medium and long term by searching for quality mid and large capitalised securities listed on a range of Pan Asian and global markets. The portfolio consists of 40 to 70 securities listed on the following stock exchanges: China, India, Japan, Korea, Taiwan, Hong Kong, Singapore, Malaysia, Thailand, Indonesia, Australia and the U.S.A.

First Guardian Global Income Fund


Target Market Determination (TMD)
The Global Income Fund aims to provide investors a consistent return based on providing investors with direct exposure to a portfolio of secured loans. The Fund provides project, construction and property finance to clients identified by First Guardian Capital. The Fund will appeal to investors seeking a regular income stream and investors wanting to diversify their fixed interest exposure away from traditional bonds. The Fund aims to provide a consistent, 6% p.a annual income return paid, quarterly.